Guides
A hired van gets damaged in Dubai: what to do, in order
The vehicle belongs to someone else, the insurance is in someone else’s name, and the repair cannot start without a document only the police can issue. That changes what a driver should do at the scene. Here is the order of events for a knock on the road, a hit in a car park, and the damage that is not a road accident at all.
The first minutes
One question decides everything else: is anyone hurt?
The answer sets two completely different sequences, and getting them the wrong way round is what turns a small incident into a long one.
If anybody is injured, nothing gets moved. The UAE government guidance is to leave every vehicle exactly where it stopped and wait for the ambulance, because the positions are evidence. Call 999 for the police, 998 for an ambulance and 997 for civil defence. Do not help an injured person out of a cab unless there is a fire or an immediate danger.
If nobody is hurt and the damage is minor, the opposite applies: move the vehicle onto the shoulder so the lane clears, then stand at least fifteen metres away from it while you wait. On Sheikh Zayed Road or Emirates Road a stationary van in a live lane is a second accident waiting to happen, and leaving it there also earns a fine for obstruction.
Before the vehicles move, take your own photographs. Wide shots that show the lane, the direction of travel and both plates, then close shots of every damaged panel. These are yours, separate from anything submitted later, and they are what settles an argument about which vehicle hit which.
Then collect the other driver’s details: name, mobile number, plate, and a photograph of the licence and the vehicle registration card. Do not rely on a promise to exchange details afterwards.
The report
Everything runs on the report number
In this country the police report is not paperwork you do afterwards. It is the thing that unlocks the repair.
No workshop here will take in a damaged vehicle without one, and no insurer will pay a claim without one. A driver who agrees to sort it out privately and drives away has not saved anybody trouble: they have removed the only route by which the damage can be repaired and paid for.
For a minor knock in Dubai, Dubai Police issue the report through their own app, under the minor traffic accident report service. Two details of that service surprise people at the roadside. It runs on a phone only, so there is no way to do it later from an office computer. And the photographs have to be taken live inside the app: it will not accept images from the gallery, which means the vehicles have to still be there when you start. That is the single most common reason a driver ends up at a police station instead.
What you receive is a report number. That number is what the claim, the workshop booking and every conversation afterwards refer to, and the report stays valid for three months from issue. Send it to us the same day rather than at the end of the hire.
If the drivers do not agree on what happened, the app is the wrong tool. Disagreement sends the case to a police station, where an officer takes statements and issues the report instead. That is a slower afternoon, but arguing at the roadside changes nothing.
Outside Dubai
The emirate you are standing in issues the report
Half our vehicles cross an emirate line on an ordinary working day, and the reporting route changes with the border rather than with the hire.
A van hired in Dubai and damaged in Sharjah is a Sharjah matter. The report comes from the police force of the emirate where it happened, not from the one where the agreement was signed, and the Dubai Police app is not the route for it. Dial 999, which works across the country, and follow what you are told.
There is a second difference worth knowing before it catches you out. Government guidance notes that in some emirates the minor accident inspection itself has been contracted to private companies, so what arrives may be an inspector rather than a patrol car. Wait for them, and do not leave because the vehicle that turns up is not what you expected.
Plan the day around it. A delivery round that crosses to Ajman or Abu Dhabi should have a phone with charge, the rental agreement accessible on it, and a driver who knows that an incident an hour from base is handled where it happened. The road access timings matter too, because a truck delayed by an incident can miss its window.
Nobody there
When the van comes back dented and nobody saw it
This is the commonest damage on a delivery vehicle and the one drivers are most tempted to say nothing about.
A van spends its day parked at loading bays, on service roads and in basement car parks while the driver is inside a building. Something clips it and leaves. The driver returns to a scraped door, no note, no witness, and a delivery round still to finish.
Say it out loud anyway, the same day. There is a recognised route for exactly this: the Ministry of Interior runs a service for issuing an accident report against an unknown person, which is how damage caused by a driver who left is recorded and claimed. Unreported damage found at handover is the version that becomes a dispute, because by then nobody can show when or where it happened.
Two things help enormously and cost nothing. Photograph the van where it is standing, with the surroundings in frame, before you move it, so the location is recorded. And ask the building at once whether the bay is covered by cameras, because a mall or warehouse will usually keep footage for a short window only and will not go looking for it a week later.
To check where a claim has reached later, the RTA runs a property and accident claims enquiry that looks a case up by report number or by plate.
Not your vehicle
Three things change because the van is hired
Most advice written about accidents assumes the driver owns the car. On a hired vehicle, three points work differently.
The first is the name on the policy. The registered owner is the rental company, so the claim runs on our insurance and our registration card, not yours. That is why the report has to carry the correct plate and why we need the number quickly: the claim cannot be opened from your side.
The second is the offer to settle privately. A driver who has damaged a hired van is sometimes offered cash at the roadside to keep it quiet, and it is always the wrong trade. The damage still exists on a vehicle that is not theirs, it still has to be repaired, and without a report there is no policy route left to repair it. Take the report, then take the money if it is genuinely owed.
The third is the workshop. Do not arrange a garage, a recovery truck or a quick panel fix yourself, however convenient the one round the corner looks. Send us the plate, where it is standing and whether it can still be driven, and the recovery and the replacement vehicle are ours to organise. The same applies to a breakdown that is nothing to do with an impact, which is set out on the self-drive hire page.
Not an accident
The damage that never involves the police at all
A large share of the damage we see on commercial vehicles happens with nobody driving, and the police app has nothing to do with it.
A forklift catches a rear corner while it is loading. A shutter comes down on a roof. A pallet is pushed too hard and goes through a body panel from the inside. A roof is scraped on a car park height barrier. None of these is a road traffic accident, so there is no report to file with the police, and a driver who tries to use the app will get nowhere.
These are handled where they happen. If a third party’s equipment or staff caused it, the site has its own incident procedure, and the report you want is theirs: get it written and signed before you leave, with the date, the vehicle plate and who was operating the machine. Warehouses and logistics yards do this every week and will not argue if you ask at the time. They will argue a fortnight later.
Height barriers deserve their own warning, because in Dubai they cause more damage to hired vans than other vehicles do. Basement car parks are commonly signed at around two metres, and a high-roof van does not fit under a good many of them. The vehicle heights are published in the high-roof van guide, and the rule that prevents it is to know your vehicle’s height rather than to judge the gap from the cab.
Whatever the cause, tell us on the day. There is no penalty for reporting early, and a scrape nobody mentions simply turns up at handover with no story attached.
The load
What happens to the goods while the van is stuck
The vehicle is our problem. The load is usually yours, and on a refrigerated body it is the part with a clock running.
Leave the doors shut. A chilled or frozen load that is sitting still with the unit running and the doors closed is not in trouble, and an insulated body holds its temperature far better than people assume as long as nobody keeps opening it to look. The damage is done by the inspection, not by the wait.
Tell us at the first call that the van is loaded, and say what it is carrying and at what temperature. That changes what we send: a loaded refrigerated vehicle needs a replacement that can take the load at the same setting, and it needs to arrive before the cold chain becomes a question rather than after. If the unit itself has stopped, the first half hour is set out in what to do when a chiller van stops cooling, and on a medicine run the record of the event travels with the stock, which the 2 to 8 degree guide covers.
Transfer the load once, not twice. Moving cartons on a hard shoulder is worth doing only when the replacement is already there; otherwise wait for recovery and move the goods at a yard.
The bill
What reaches your invoice, and what does not
Two figures decide what an incident costs a hirer, and both are written into the agreement before anything happens.
The first is the insurance excess: the part of a repair the policy does not pay, which falls to the hirer when the vehicle is damaged. The second is what happens to the hire while the van is off the road being repaired. Both are set out on the rental terms page along with the deposit, and they are worth reading before a driver needs them rather than afterwards.
What does not reach the invoice is ordinary wear. Road dust, stone chips on a windscreen from the Al Maktoum Road stretch, scuffs on a load floor from crates: these are what a working vehicle collects, and they are not damage. The distinction we make at handover is between a vehicle that has worked and a vehicle that has been hit.
Traffic fines and Salik run on the plate rather than on the repair, and they reach the vehicle after a hire has ended, which is why a deposit is not released the same afternoon.
Damage and accident questions
Do I have to report a scratch this small?
Yes. Size is not the test; a repair is. Without a police report no workshop will take the vehicle in and no insurer will pay, so a scratch that goes unreported becomes a cost with no route to settle it. Reporting it also protects the driver from being blamed for damage that arrives later.
The other driver wants to settle in cash. Can we?
Not on a hired vehicle. The van is not the driver’s to settle over, and a private arrangement leaves the damage with no insurance route behind it. Take the report first; if money is genuinely owed after that, nothing stops it being paid.
Someone hit the van while it was parked and drove off. What now?
Photograph it where it stands before moving it, ask the building whether the bay is on camera, and report it the same day. The Ministry of Interior has a route for damage caused by a driver who left, and using it is what keeps the repair claimable. Tell us straight away rather than at handover.
Can I take it to my own garage?
No. The vehicle is registered and insured in our name, so the repair runs through us. Message us with the plate, the location and whether the van can still be driven, and recovery and a replacement are ours to arrange.
A forklift hit the van in a warehouse yard. Is that a police matter?
No, it is not a road traffic accident, so the police report route does not apply. Ask the site for its own incident report before you leave, naming the date, the plate and the machine operator, and send it to us with photographs the same day.
It happened in Sharjah, not Dubai. Does that change anything?
Yes. The report is issued by the police of the emirate where the incident happened, so the Dubai Police app is not the route. Call 999, which works nationwide, and follow the instructions. In some emirates the inspection is carried out by a contracted private company rather than a patrol car, so wait for whoever is sent.
How long does the report stay usable?
A Dubai Police minor accident report is valid for three months from the date it is issued. That is ample for a repair, but it is not a reason to sit on it: send us the report number on the day so the claim and the workshop booking can start.
Send the report number, not an apology
If something has happened, the fastest message is the plate, the report number, where the van is, whether it is drivable and whether it is loaded. We will take it from there.
Reach us through the contact page or on WhatsApp. The terms behind all of this, including the deposit and the excess, are on the rental terms page, and what a driver needs before taking a vehicle out at all is in the licence guide.